Michigan Auto Accident Lawyers

Why Auto Insurance Companies Take Advantage of Michigan Drivers After Accidents

We know how frustrating it is to pay hundreds of dollars each month for car insurance, only to have that same insurance company try to get out of paying your car accident bills.

Many are shocked to be treated this way, especially since insurance companies often brand themselves as being loyal, caring companies that help you when you need it the most.

However, people may fail to recognize what car insurance companies are: businesses looking to make profits. Recognizing this, it’s easy to see why car insurance companies take advantage of drivers after accidents, since they’ll receive greater profits if they pay out less after an accident.

But even though they might seem to have all of the power after your accident, you have legal rights and protections against being taken advantage of. Kajy Law’s car accident lawyers know how to use Michigan laws to hold the insurance companies accountable and make them pay.

Insurance Companies May Want You to Make a Recorded Statement Right Away

After your car accident, you might think that your insurance company should be the first ones you call to report what happened. However, this doesn’t have to take place right away. In fact, you actually have at least 30 days to do this.

However, car insurance companies want you to make a recorded statement of what happened as soon as possible in order to pay less towards your accident.

This is because they know that some injuries take days or even weeks to manifest themselves or may require certain tests or scans. So if you relate all of your injuries right away, you may not even know about the most serious ones that have yet to show up, which could free them from paying for treatment.

Insurance companies may also subtly guide you into saying certain things that limit the claims you can make against them or describing the accident in a way that covers up what actually took place. This will allow them to deny legal responsibility for paying certain damages.

What you can do:

Call Kajy Law before giving any recorded statement. We’ll provide the guidance needed to make statements that accurately describe what took place. We’ll also ensure your statement reflects the full extent of your injuries so you can receive the entire amount you’re owed.

Sending Deceptive Insurance Payments

Since Michigan is a no-fault state, your own car insurance company is supposed to cover your bills. That means you may receive copies of financial documents such as bills paid for getting your car fixed or covering your medical treatments.

However, some insurance companies may try to take advantage of Michigan car accident victims by sending a check that is designed to look like a ‘routine’ insurance payment. However, this is actually to trick them into settling injury claims for much less than what they’re owed.

The check itself or the paperwork that accompanies it may contain “Full and final settlement”, “Full and final payment”, “Release of all claims” or something similar. By cashing the check and/or signing the release, the car accident victim will settle all of their claims with their car insurance company.

What you can do:

Never cash a check or sign a release without first understanding exactly what it’s for and what it entails. Talk with a car accident lawyer like those at Kajy Law to help you make sure you’re not settling your claims for much less than they’re worth.

Sending You to a ‘Third-Party’ Physician to Evaluate You and Stopping Medical Treatment Payments

Having to endure medical treatments like examinations and physical therapy can be painful and exhausting. Sadly, some car insurance companies think they can decide when your medical care should end.

They may do this by sending you to a so-called ‘third-party’ physician to do an examination on you. Not surprisingly, this physician may have ties to the insurance company and will thus say your medical treatment is no longer necessary, even though you still need it to recover from your car accident.

After the physician says you no longer need treatment, your insurance company will likely stop paying for any more medical care.

What you can do:

Remember that auto insurance companies don’t get the final say regarding your medical care after your accident. Michigan law protects your rights and can be used to defend you against unjust treatment from insurance companies.

If you still need medical treatments but are told you no longer require them, get Kajy Law on your side. Our car accident lawyers know how to deal with the insurance companies to help you receive the medical treatment you need and get your bills paid.

How to Protect Yourself from Insurance Companies Taking Advantage of Your Car Accident

Remember: car insurance companies are businesses looking to make a profit, sometimes at your expense. That’s why you need attorneys on your side who know how the insurance companies work and how to successfully deal with them.

Kajy Law has a dedicated team of legal professionals who only focus on Michigan car accidents. Our lawyers can anticipate the insurance company’s tactics and understand how to hold them accountable.

Having a legal team of lawyers and paralegals who know how to use Michigan law to help you is the best way to get insurance companies to do what they’re supposed to: pay you every cent you’re owed after your car accident.

Michigan Car Accident Lawyers That Fight for You

If you’ve been involved in a car accident in Michigan, you deserve to concentrate on recovering instead of having to deal with insurance companies trying to take advantage of you.

The Michigan car accident lawyers at Kajy Law are ready to provide the legal help and support you need, no matter if you live in Warren, Dearborn, Southfield, Detroit, or anywhere else in Michigan. This includes providing you with the practical help you need while we handle the insurance companies and make them pay.

Car Accident Attorneys With a Proven Record of Success

Why trust Kajy Law to help you after your Michigan auto accident? Because we’ve won over 2,500 accident cases in Michigan. Our proven record of success in the courtroom lets you rest easy, knowing that you have attorneys on your side who know how to win.

Our Michigan car accident attorneys understand exactly how to navigate the legal system to ensure that insurance companies pay your bills and compensate you for the damages you suffered from your accident.

Talk With Our Michigan Car Accident Lawyers Today

The car accident attorneys at Kajy Law have successfully stood up to car insurance companies for countless Michigan residents like you.

Let us use our decades of legal knowledge, insights, and experience to make them pay everything you’re owed.

Call 248-702-6641 or use our contact form to set up a free accident consultation today.