Injured in an Uber or Lyft crash? Our attorneys sort out who pays while you focus on getting better.
$100M+ Recovered | 5,000+ Cases Won | Free Consultation, No Fee Unless We Win
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One ride was supposed to save you the drive. Now you are dealing with a wrecked evening, sore ribs, and multiple insurance companies all disputing liability.
Our Oak Park rideshare accident lawyers make sense of Uber and Lyft claims for injured passengers, drivers, and pedestrians. Kajy Law only handles car, truck, and motorcycle accident cases, and our office sits minutes from Oak Park on 9 Mile Road in Southfield.
Rideshare cases involve layers of insurance that regular car crashes do not. Our team has handled these claims for years and knows how to reach the coverage that applies. Call 248-702-6641 for a free consultation. You pay no fee unless we win.
Do You Need an Oak Park Rideshare Accident Lawyer?

The law doesn’t make you use a lawyer, but it’s always wise when you’re dealing with injuries caused by someone else’s negligence. Legal representation is especially valuable for rideshare accident claims because these cases involve more insurance companies, more coverage rules, and more chances for a claim to fall through the cracks than a standard car accident. An attorney can also help put more money in your pocket.
A well-known car accident settlement study reported by Forbes tracked injury claimants who hired lawyers against those who did not. The results:
- Payout rate: 91% with a lawyer, 51% without one
- Gross average settlement: about 4.5 times higher with a lawyer
- Net recovery after paying attorney fees: nearly three times higher than that of unrepresented claimants
Uber and Lyft carry large commercial policies that pay out only under certain conditions. Missing one detail can push your case into the wrong policy and cost you real money.
Who Pays for Your Injuries After a Rideshare Crash in Michigan?

Michigan’s no-fault system generally provides PIP benefits first for medical bills, wage loss, and related expenses, but the insurer responsible for those benefits depends on Michigan’s priority rules (MCL 500.3114).
For rideshare passengers, that usually means the passenger’s own policy pays first, then a resident relative’s policy, and only then the policy covering the rideshare vehicle if no other coverage applies.
A passenger who is not required to maintain auto insurance may be eligible for benefits through the transportation network company’s policy. Different rules may apply when someone has opted out of PIP medical coverage or is subject to a PIP exclusion.
If someone else caused the crash, a separate pain-and-suffering claim may also be available against the at-fault driver, subject to Michigan’s serious impairment threshold (MCL 500.3135), which asks whether the injury changed how you live your daily life.
Sorting these claims is not something to leave to chance. An experienced rideshare crash attorney with Kajy Law can help you understand what to do after a rideshare crash to protect your claim and its value.
Which Insurance Applies to Your Uber or Lyft Accident?
Accessing Uber and Lyft insurance coverage largely depends on what the driver was doing when the crash happened. The Michigan Transportation Network Company Act (MCL 257.2123) spells out the minimums, and Uber and Lyft usually carry more.
| Driver's status at the crash | Coverage that applies |
|---|---|
| App off, driver off duty | The driver's personal auto policy |
| App on, waiting for a ride request | Limited liability coverage from Uber or Lyft, plus the driver's policy |
| Ride accepted or passenger in the car | Up to $1 million in liability coverage from Uber or Lyft |
The middle scenario often causes liability disputes. Personal auto policies often exclude coverage the moment a driver logs into the app, and Uber and Lyft carry only limited coverage in that window. Passengers, pedestrians, and other drivers hit during that gap need careful legal review.
Oak Park Streets With a High Risk for Rideshare Crashes
Oak Park sits along heavy rideshare corridors. Coolidge Highway, Greenfield Road, and Nine Mile carry constant Uber and Lyft traffic between Detroit, the northern suburbs, and Metro Airport. Drivers new to the area often follow GPS turns that surprise other motorists.
I-696 makes it worse. The Michigan Department of Transportation's Restore the Reuther project has closed ramps and shifted lanes through the freeway that cuts across Oak Park, pushing detour traffic onto local streets.
Rideshare drivers also work long hours, which increases the odds of fatigue and distraction. Our team handles claims involving distracted rideshare drivers throughout the city, and we act quickly to preserve app records before they disappear.
When a claim reaches litigation, injury cases from Oak Park move through the Oakland County Circuit Court in Pontiac, and our attorneys appear there regularly.
Why Choose Kajy Law After an Oak Park Rideshare Crash
Plenty of firms will take your call. Fewer will build the file the way this kind of case needs. Here is what our clients get.
One Focus, Every Day

Car, truck, and motorcycle accident cases are all we take. That means our 10 attorneys and 35+ legal professionals work inside Michigan's no-fault system every day, and our record of settlements and verdicts reflects that focus.
Client Care That Shows Up in Every Case
Rideshare crashes leave a digital trail: trip logs, app status, driver location, and sometimes traffic footage and dashcam video. Uber and Lyft keep this data for limited periods, and spoliation letters demanding evidence preservation need to be sent quickly.
Client care drives how we run every stage of a rideshare claim, from the first phone call to the final signature. The experiences our clients share on our testimonials page have helped Kajy Law earn a near-perfect Google rating across nearly 1,000 reviews.
"Kajy Law firm is the best. These guys really do care and are very detailed. The process seemed painless." – S.D.
A Fee Structure That Fits Your Situation
Your consultation costs nothing, we advance the case expenses, and our fee comes out of what we recover, so you never have to pay out of pocket. If we do not win, you do not pay us.
For crashes beyond rideshare claims, our Oak Park car accident representation covers most types of motor vehicle collisions in the city.
Results Our Michigan Accident Attorneys Have Achieved

Rideshare crashes rarely get labeled as such in settlement summaries, but the injuries and coverage disputes look a lot like these matters our team has resolved.
- $2,517,178 after a t-bone crash sent an expectant mother into emergency labor
- $2,200,000 after a semi-truck rear-ended a driver, causing several injuries
- $1,350,000 after a crash left a client with no memory and multiple reconstructive surgeries
- $1,250,000 after a red-light runner caused shin and ankle injuries
- $868,876 after a driver suffered a broken skull and brain bleed
- $635,000 after an intersection collision caused ankle fractures and pregnancy complications
- $500,000 after a crash led to back surgery
- $310,475 after a driver stopped at a red light had a leg broken in eight places
No past result guarantees a future one, but they do show the preparation and commitment we bring to every case.
Ask Kajy Law About Your Oak Park Uber or Lyft Accident Claim
Should I take the first settlement offer from Uber's or Lyft's insurance company?
Almost never. Early offers come before you know your total medical bills, your recovery timeline, or the long-term effects of your injuries. Once you sign a release, the case is over. Let our team review any offer before you accept.
What if I was a passenger in a rideshare and the other driver caused the crash?
You may have claims against several insurers at once. Your PIP benefits may come from your own no-fault policy, a policy covering a resident relative, or another source under Michigan’s priority rules. Uber’s or Lyft’s policy may become relevant when no higher-priority coverage applies.
What if I was a rideshare driver hit by another vehicle in Oak Park?
Your PIP benefits may come from your own no-fault policy, the rideshare policy, or another source under Michigan’s statutory priority rules, depending on your insurance status and whether you were logged into the app. A separate liability claim may be available against the insurer for the driver who caused the crash. Our attorneys sort that out and pursue every source of coverage.
FAQs About Working With an Oak Park Rideshare Accident Lawyer
How long do I have to file a rideshare accident claim in Michigan?
You generally have three years from the crash date to sue the at-fault driver, a deadline set by MCL 600.5805. No-fault benefit deadlines run much shorter, sometimes one year or less. Contact us early so no deadline passes.
What does it cost to hire your Oak Park rideshare accident attorneys?
We charge nothing up front or out of pocket. We work on contingency, so our fee comes only from the settlement or verdict we win for you. The consultation is free, and you never receive a bill for our time.
Does Michigan's no-fault system apply to Uber and Lyft crashes?
Yes. Michigan’s no-fault law applies to Uber and Lyft accidents, but the insurer responsible for PIP benefits depends on whether the injured person was a passenger, rideshare driver, occupant of another vehicle, pedestrian, or bicyclist. Uber’s or Lyft’s policy does not automatically pay first in every rideshare accident. Our Michigan rideshare accident lawyers in Oak Park can identify every policy available to you under your specific circumstances.
Can I still recover if I was partly at fault for the rideshare accident?
You may still be able to recover compensation if you share some of the blame for the accident. Michigan reduces your recovery by your percentage of fault. You will be barred from obtaining compensation for pain and suffering if you were more than 50% at fault. Our attorneys work to keep that percentage as low as the evidence allows.
Do I have to sue Uber or Lyft to make a claim?
Usually not. Most rideshare cases resolve through insurance claims and negotiations without a lawsuit against the company itself. If the insurer refuses to pay a fair amount, filing suit becomes the next step.
Call an Oak Park Rideshare Accident Lawyer Before You Talk to Any Insurer
The longer you wait to take action on a rideshare claim, the more chances Uber's, Lyft's, or the driver's insurer has to steer it in a direction that favors them. A single free call to our team keeps your options open.
Contact Kajy Law Firm or call 248-702-6641 to speak with an Oak Park rideshare accident lawyer today. The consultation is free, we come to you when needed, and no fee applies unless we win your case.