Southfield Car Accident Lawyer

Our office sits on West Nine Mile, a short drive from the Town Center and the interchange where I-696 meets the Lodge, so we answer these calls from inside the same traffic you drive every day. 

A Southfield car accident lawyer at Kajy Law Firm helps you handle the insurance side of a crash while you deal with the injuries, and because Southfield is home for us, we know the roads, the local courts, and the insurers you are up against. There is no fee unless we win.

A crash brings a fast wave of questions about bills, work, and what to say to the adjuster who is already calling. That is exactly where we step in.

Call 248-702-6641 or reach us online for a free consultation.

Why choose a Southfield firm that works here

Because a car accident case in your home market should be handled by people who know it, not a call center in another city. Kajy Law Firm is based in Southfield, and that gives our clients a real edge with local claims. We know how crashes unfold at intersections like 11 Mile and Evergreen, and we know the Oakland County court system where these cases are heard.

What that looks like in practice:

• Local roots. We live and work here, so the safety of these roads is personal.
• Direct contact. You talk to our team, not an automated line, and get timely answers.
• Thorough investigation. We pull police reports, witness accounts, and digital evidence from the scene.
• No upfront cost. We work on contingency, so a fee comes only if we recover money for you.

We handle more than car crashes for our Southfield neighbors, including Southfield motorcycle accidents and Southfield truck accidents, so one firm can help whatever you were driving.

How does Michigan no-fault pay your Southfield crash?

Your own insurance pays first, through a benefit called Personal Injury Protection (PIP), regardless of who caused the crash. PIP covers reasonable medical care and a portion of your lost wages, and in Michigan it can also pay for services you can no longer do yourself, like housekeeping, plus mileage to medical appointments. 

The catch is that missing a filing step can cost you these benefits, so the paperwork has to be right.

Since the 2019 no-fault reform, Michigan drivers choose how much PIP medical coverage they carry. The state's Department of Insurance and Financial Services (DIFS), the agency that regulates auto insurance, explains the current options in its no-fault coverage guidance.

PIP medical level	Who it fits
Unlimited	Full catastrophic-injury protection
$500,000	High coverage below unlimited
$250,000	Mid-level coverage
$50,000	Only for drivers enrolled in Medicaid
Medicare opt-out	Available to drivers with Medicare

Which level you picked affects how your medical bills get paid after a Southfield crash. We review your policy, coordinate with any health coverage, and keep your benefits on track while you recover.

Hurt in a Southfield crash and unsure how your coverage works? Call 248-702-6641 and we will walk you through it.

When you can sue the other driver

When your injuries are serious enough to clear Michigan's legal threshold, you can bring a third-party claim against the at-fault driver for losses PIP does not cover. PIP handles medical bills and some wages, but it does not pay for pain, permanent effects, or the way an injury changes daily life. A separate claim against the driver who caused the crash covers those.

To qualify, your injury generally must be a serious impairment of an important body function, permanent disfigurement, or death. Timing is strict. The Michigan Legislature sets the three-year deadline under MCL 600.5805 for filing an injury lawsuit, and there is a separate one-year window for no-fault benefits. We track those dates so a missed deadline never ends your case.

Who is at fault for a Southfield car accident?

Establishing fault is the core of your claim. Most Southfield crashes result from clear human error, such as running red lights, speeding on I-696, or distracted driving. Because Michigan prohibits handheld device use, we frequently use cell phone records to confirm driver distraction.

• Comparative Negligence: Michigan follows a modified comparative negligence rule. If you are partially at fault, your recovery is reduced by your percentage of blame. If you are found more than 50% responsible, you lose the right to pursue non-economic damages, such as pain and suffering.
• Third-Party Liability: We also investigate external factors, such as product defects (e.g., faulty brakes or tires) where a manufacturer may share responsibility.
• The Insurance Tactic: Insurers often attempt to shift blame onto you to minimize payouts or eliminate your legal standing.

Our Approach: We document the other driver's speed, attention, and decisions immediately, before their version of events hardens into the "official" record. We treat the question of fault with the same clinical precision as your medical documentation to ensure the responsibility stays exactly where it belongs.

Where Southfield crashes happen

Southfield's crash risk concentrates on a few heavily traveled roads, and local knowledge helps us find witnesses and cameras fast. The city sits on top of one of the busiest freeway interchanges in the state, and its surface roads carry constant commuter and retail traffic.

• The I-696 and M-10 (Lodge) interchange. High speeds and heavy merging make this one of the most demanding stretches in the region.
• Telegraph Road (US-24) and Northwestern Highway. Wide, fast corridors with frequent turns into shopping and office traffic.
• 11 Mile and Evergreen, near the Town Center. Dense intersection traffic that produces red-light and left-turn collisions.

Knowing these patterns, we move quickly to pull footage from nearby businesses before it is overwritten. The injuries from these crashes range widely, and you can read about the common Southfield car accident injuries we help clients recover for.

Southfield driving conditions that cause crashes

Southfield's mix of office traffic, fast arterials, and a major freeway knot creates its own crash patterns, and knowing them helps us prove what happened. This is a working city with a heavy weekday commute into its office corridors, so the risk is not spread evenly across the day or the map.

• Rush-hour surges. Morning and evening waves feed the office parks off Northwestern Highway and Telegraph, and rear-end crashes climb when traffic stacks up fast.
• The freeway weave. Merging between I-696 and the Lodge forces quick lane changes in tight space, a common setting for sideswipes.
• Winter roads. Lake-effect snow and ice on wide, fast roads like Telegraph turn routine stops into slides, and drivers who do not adjust their speed cause preventable pileups.

When a crash grows out of one of these conditions, we look at the specific factors that drove it, from following distance to weather, and we tie the other driver's choices to the collision.

Who pays for your car damage in Michigan?

Your own collision coverage usually pays to fix your car first, and Michigan's mini tort lets you recover a limited amount of the rest from the at-fault driver. Because no-fault PIP covers your injuries and not your vehicle, the repair bill follows a separate path that surprises many drivers.

Under the mini tort provision in MCL 500.3135, you can recover up to $3,000 in uncompensated vehicle damage, such as your deductible, from the driver who caused the crash, as long as you were 50% or less at fault. It is a small figure next to a serious injury claim, but it matters when you are covering a repair out of pocket, and we make sure it is not overlooked while the larger claim moves forward.

The evidence that wins Southfield claims

Modern cars record the crash more accurately than memory does, and securing that data early often decides a disputed claim. When the other side argues about who caused the collision, objective evidence settles it. We act fast to preserve information before a vehicle is repaired or scrapped, which can strengthen a car accident settlement.

• Braking and speed data. The vehicle's computer logs when the driver hit the brakes and how fast each car was going.
• Security footage. Cameras at Southfield businesses frequently capture collisions on main roads.
• Dashcam video. A direct view of how the crash unfolded.
• Physical evidence. Skid marks and debris fields help reconstruct the vehicles' paths.

Turning a car's own data into proof makes your claim far harder for an insurer to deny, and it is one of the first things we lock down.

What working with a neighborhood firm feels like

Working with a local firm means the people handling your claim are part of your community, ensuring you receive personalized attention rather than being routed through a distant office or a rotating cast of case managers.

• Practical Proximity: If your injuries prevent travel, we come to you at home or the hospital. When your case moves to the Oakland County court system, we provide advocates who appear there regularly, not visitors learning the local process on your dime.
• Plain-Language Guidance: Michigan's no-fault system is complex. We translate its technicalities into clear, actionable choices, ensuring you always understand the next step, why it matters, and how we are moving your claim forward.
• Client-Centered Support: Our goal is to shoulder the legal weight so you can focus entirely on your recovery. You are a client, not a case number; you will always know exactly where your claim stands and who is fighting for it.

Southfield car accident FAQ

Talk to a Southfield car accident lawyer today

You should not have to guess your way through the insurance system while you are trying to heal. Bring in a firm that works a mile from where it happened and knows how these claims play out in Oakland County. Call Kajy Law Firm at 248-702-6641 or request a free consultation. No fee unless we win.