Car Accident Lawyers Serving Dearborn, Michigan

WHAT A DEARBORN CAR ACCIDENT LAWYER CAN RECOVER FOR YOU

Michigan’s No Fault Auto Insurance policy laws can be confusing for some people in that they can lead drivers injured in accidents to believe that the only form of compensation they can recover is from their own insurance. Because most insurance companies work in the interest of their own bottom lines, they oftentimes try to minimize payments to accident victims, leaving injured parties unsure of how to handle excess medical bills, lost wages, and other damages. But an experienced car accident attorney from the Kajy Law Firm can help protect your rights to collect no fault wage loss and personal injury protection benefits when dealing with insurance companies.

In these first- party claims, our attorneys can help you recover medical expenses for emergency room and doctor visits, surgery, follow up care, rehabilitation services, home care, transportation services, and wage loss.

If your no-fault personal injury protection policy benefits do not cover the full cost of your injuries, you can sue the at- fault party to cover the remainder of your losses with the help of our experienced car accident team.

In these third- party claims, victims are entitled to expenses not covered by their personal injury protection benefits – past, present, and future – as well as noneconomic damages, including pain and suffering.

When you hire an experience Kajy Law car accident attorney, you don’t pay unless we win your case for you.

STEPS TO TAKE AFTER A CAR ACCIDENT IN DEARBORN, MICHIGAN

Taking a few keys steps after a car accident can make filing for insurance benefits or a lawsuit a much easier process.

Check for injuries. Check yourself, any passengers, and the other driver and call police to file a report of the accident. This is necessary for filing for No Fault Insurance benefits and for legal purposes if you happen to pursue a lawsuit. Taking your own photos and videos for evidence can also be beneficial to your case.

Exchange specific details with the other driver, including contact information, insurance information, and any necessary car information. However, it is important to refrain from talking with the other driver involved in the accident about details that could unknowingly undermine a future status of your accident injury case.

Seek medical attention as soon as possible, even if your injuries seem minor. Quite often, accident victims can experience a latent effect with injuries because they are masked by shock, adrenaline, and more. This is important not only for recovery from any injuries, but also for submitting your insurance claim or filing a lawsuit against an at- fault driver.

Track your expenses related to the accident, including medical bills, vehicle repair receipts, and any documents related to lost wages.

Consult and hire an attorney experienced in car accidents. If you’ve suffered severe injuries or damages and believe the other driver is at faut consult one of our experienced Kajy Law car accident attorneys to evaluate your case as soon as possible.

WAYS TO PROTECT YOUR INJURY CLAIM FOLLOWING A CAR ACCIDENT

There are a few steps you can take after an accident to ensure the best possible outcome for your injury claim.

Request a copy of the police report. The police report you filed after the accident will have important information and details of the accident needed for filing your insurance claim. It may also contain information about who the officers believe to be at fault which could greatly help your case moving forward.

Have your attorney call your insurance company. They should know that you’ve been in accident. However, at this point it would be wise to have your attorney be the point person who communicates with all insurance companies. If you were to take this task on yourself, you may reveal too much detail about the accident and that could end up negatively impacting your claim.

Track your expenses. You should be sure to keep a record of all medical bills, repair receipts, prescription costs, any documents related to lost wages, and any miscellaneous expenses you have incurred as a result of the accident.

Attend all medical appointments. The cost and extent of your medical care will impact your settlement offer from the insurance company. It’s important to attend all medical appointments, keep accurate and current records, and, of course, follow all doctor’s orders to ensure a successful recovery from any injuries.

Let your attorney negotiate the settlement offer. This point cannot be stressed enough. Insurance companies are always looking out for their bottom lines, and sometimes their first settlement offer can generally the lowest amount they’re willing to pay. That’s why having a lawyer who is experienced in car accident law on your side is so important. They are able to utilize the full scope of your injuries and damages to maximize a settlement amount that is sufficient enough to treat and care for your injuries, reimburse you for expenses and lost wages, and compensate you for pain and suffering.

Avoid posting on social media and beyond. It may be tempting to post about an accident, injuries, your feelings, and other damages, but insurance companies will look anywhere and everywhere for information and details to use to their advantage. It’s best to heed the advice of your car accident lawyer and avoid posting online about an accident altogether until your case has been settled.

AT KAJY LAW, WE ADVOCATE FOR YOU, NOT THE INSURANCE COMPANIES

Insurance companies pay millions of dollars in compensation to victims of car accidents each year and unfortunately, that means they try to minimize your injuries and pain and suffering in order to minimize your settlement. But our dedicated car accident team at Kajy Law follows a simple 4- step process that’s effective and puts you first. And the results speak for themselves.

• Free Consultation: We’ll meet with you one- on- one to review the details of the accident, the police report, and any other relevant information. We’ll answer any questions you have and will immediately begin working with your insurance company on your behalf.
• Making Sure You’re Cared For: Our priority is your care and well- being. We’re here to help with accessing medical treatment, handling insurance companies, and fighting for any of your other needs, including loss of income. With our policy of regular, bi-weekly updates, we’ll keep you informed about your case on a step-by-step basis.
• Working Up Your Case: While you focus on healing, we’ll focus on your case to get you the maximum settlement you deserve. Our team will compile medical records and bills, review the details of your case, and make sure everything is in place to begin legal proceedings.
• Getting You the Settlement You Deserve: Our team will work tirelessly on your case, and our results speak for themselves. We’ve won over 5000 cases in Michigan – let us win yours.

FREQUENTLY ASKED QUESTIONS ABOUT DEARBORN CAR ACCIDENTS

HOW IS A SETTLEMENT DETERMINED FOR MY INJURIES IN A CAR ACCIDENT CLAIM?

There are several factors that determine the settlement amount for an individual injured in a car accident including the degree of negligence of the at-fault driver, your degree of negligence (if any), the severity of the injuries, what type of medical treatment was involved and to what extent, and how the injuries have affected your ability to live a normal life. Our experienced team of car accident attorneys at Kajy Law will use factors like this to evaluate your case and pursue the maximum possible settlement.

AM I ENTITLED TO GET PAID FOR LOST WAGES AFTER A CAR ACCIDENT?

Yes. Under Michigan’s No- Fault insurance laws, reimbursement for lost wages is included in your Personal Injury Protection benefits if you have been injured in a car accident. To recover lost wages, you must file a claim with your auto insurance company within one year of the accident, provide proper medical documentation, and submit wage verification forms.

Lost wage benefits provide up to 85% of your pay and can be accessed for up to three years following an accident. If your injuries exceed any of the limits of your personal injury protection benefits, then you may have grounds for a lawsuit to recover additional compensation.

WHO PAYS MY MEDICAL BILLS AND TREATMENT EXPENSES?

If you’ve been injured in a car accident and are properly insured, then your No-Fault personal injury protection benefits will cover the cost of your medical bills including hospital stays, surgery, rehabilitative care, home care, and accessibility needs. Typically, these are paid through your auto insurance company or through the Michigan Assigned Claims Facility. In order to access these benefits, you must file a claim with your auto insurance company and provide the proper medical documentation.

SHOULD I HIRE AN ATTORNEY AFTER A CAR ACCIDENT?

If you’ve been injured in a car accident, it’s never too early to consult with an attorney regarding your case. When dealing with insurance companies as a car accident victim, it’s important to remember that these companies are motivated to pay the least amount possible for every accident claim in the interest of saving themselves money. It’s not uncommon for insurance companies to bring settlement offers that are significantly lower than what the case is actually worth, and an experienced car accident attorney can negotiate a higher settlement offer that can be two to three times higher.

If the extent of your injuries goes beyond the limits of your personal injury protection coverage, consult with a reputable car accident attorney from Kajy Law to help you determine if you qualify for additional compensation and what your case is worth.

CALL KAJY LAW TODAY – NO FEE UNLESS WE WIN

Kajy Law’s dedicated car accident team has a documented history of success with helping accident victims receive the justice and compensation they deserve. We’ll do everything in our power to win your case while providing the care and support you need along the way, and you don’t pay unless we win for you.

Call 877-KAJY- CARES or fill out our contact form to schedule a free consultation.